FIRE calculator

Estimate your financial independence target.

Formula

Target = Annual expenses / withdrawal rate

Expenses Annual living costs.

Rate Safe withdrawal percentage.

Start with your annual spending baseline.

Currency Annual expenses Estimate what you spend each year.

Set the withdrawal rate you plan to use.

Safe withdrawal rate (%) Commonly 3–5% based on risk tolerance.

Review your plan and generate your FIRE target.

This calculator is for educational purposes only and not financial advice.